Home Contents Calculator

To ensure you have adequate cover to meet the cost of replacing your belongings, it is important to review your home contents each year.

This calculator estimates the value of your home contents using values supplied by Sum Insured.
Make sure items are insured for their full replacement value, not the amount originally paid.

You can use the home contents insurance calculator to estimate roughly how much it could cost to replace your belongings with new items. The estimate will be a guide only. It’s not a professional valuation. You’ll need to be comfortable the estimate reflects the actual replacement cost of your belongings, as it doesn’t consider specific circumstances that may affect their replacement value. It’s important to choose an adequate amount (known as your ‘contents sum insured’) and not to be underinsured. By providing general information about your property and belongings, the contents insurance calculator can provide an estimated contents value and summary that you can edit if you want to.

Please seek professional advice if you're uncertain about your contents sum insured.