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Looking for farm insurance?
Insure our way, the local way.

Farm insurance

We’ve been proudly protecting Australian farmers for over 100 years. So we understand you need farm insurance that’s made for your local conditions and circumstances.

That’s why with Elders Insurance, you’ll always deal with a local agent – and only pay for the cover you actually need.

Want to find a cover that's right for you?

Request a quote

Farm property

Protect what matters most on your property: your livestock, machinery, buildings, and even silage and grain. We can even cover you with farm shed insurance.

  • Insured events: livestock and mobile machinery
  • Accidental damage: buildings, contents, fences, immobile machinery, hay, silage and grain
Learn more Request a quote

Farm liability

Enjoy peace of mind knowing if an accident ever happens to another person or property, you have the right protection in place.

  • Emergency first aid and treatment costs for others
  • Defence costs in addition to the sum insured
  • Your legal liability to pay compensation, up to the sum insured – including legal costs (if agreed in writing)
  • Includes property and livestock in your control*
* Subject to the limits in the PDS Learn more Request a quote

Crop

From seed to silo, our crop cover protects you year-round – with advice from a local agent who knows your region.

  • Loss of crop’s potential yield when impacted by fire and/or hail
Learn more Request a quote

Farm vehicle

Life on the farm can get a whole lot harder if your agricultural vehicles are damaged, stolen or in an accident. Keep protected with a policy that’s designed for you.

  • Comprehensive: accidental vehicle damage or theft, and third party property damage
  • Third party property damage: legal liability for damage you cause to another person’s property – includes an uninsured motorist benefit
  • Hire vehicle costs after theft (Applicable to Comprehensive Cover only)
  • Removing debris
  • Recording or replacing locks and keys
Learn more Request a quote

Looking for other cover?

Your home is your castle. Protect the things you treasure from theft, fire, storm damage and everything in between.

Need help to compare car insurance quotes? Let’s find the perfect plan for you and your wheels.

Whether you own a tinnie, a jetski, a yacht or a cabin cruiser, we’ll help you choose the right cover in case something goes wrong – so you can get back out onto the water.

If an incident sets your business back, we’ll help you get back up and running – with the peace of mind that your income and increased work costs are covered.

Having something stolen can really set you back. Enjoy peace of mind around-the-clock with our theft insurance.

Get added protection when moving stock or equipment to and from your farm.

Also known as boiler and machinery insurance, this covers you when things break down. So you can get back to work sooner.

Having your digital devices lost, damaged or stolen can have a big impact on your operations. Our cover can help reduce your risk and get you back online.

Your working dog isn’t just a help on the farm – it’s a part of your family. Give them the best care with our cover.

Cover your stud stock and equines against death and disease.

If your business is audited, we’ll cover the fees you need to pay to your accountant.

Request a quote

Frequently asked questions

Requesting a quote
How can I request a quote?

You can request a quote online and your local Elders Insurance agent will contact you to discuss your needs. Or, you can find your local Elders Insurance agent here and call them directly.

How do I make a claim?

Contact your local Elders Insurance agent. They will lodge your claim on your behalf and can manage your claim for you. You can find your local Elders Insurance agent on your Elders Insurance policy documentation. Before you make a claim, please have your policy number ready. You will need to provide information about the incident including details of any other parties involved. If your vehicle has already been towed, please let us know when lodging your claim.

How can I find out about my claim?

Your local Elders Insurance agent or claims officer can help. Please let them know your claim reference number and they will take you through the next steps.

How can I manage my policy?

Please contact your local Elders Insurance agent and they will assist you with any changes you require.

Where do I find my policy number?

You will find your policy number on the top left-hand side of your policy schedule, renewal invitation or endorsement schedule we send you.

Where can I find my agent's contact details?

You will find your local Elders Insurance agents details on the top right-hand side of your policy schedule, renewal invitation or endorsement schedule we send you.

How do I pay or renew my policy?

You can pay annually before or on the due date with cash, cheque, money order, Visa or Mastercard, or BPAY. You can also pay monthly by direct debit via Electronic Funds Transfer (EFT) using your bank account or credit card.

Will my policy renew automatically?

If you pay your policy monthly, it will renew automatically. If you pay annually, we’ll send you a renewal notice at least 14 days before your renewal date. Your policy will automatically lapse if it isn’t paid within 45 days. We’ll send you a reminder notice, followed by an expiry notice 14 days after it lapses.

How do I cancel my policy?

Contact your local Elders Insurance agent and they will assist you with your cancellation

How do I update my personal information?

Contact your local Elders Insurance agent and they will update your details.

Where can I find my Certificate of Insurance?

Contact your local Elders Insurance agent and they can send you a copy

How do I get a copy of my Certificate of Currency?

You can request it online here or call your local Elders Insurance agent for a copy.

Where can I find my PDS?

We send you a PDS when you take out your policy. If your cover changes, we will send you a new PDS when you renew your policy. You can find your PDS online or call your local Elders Insurance agent for a copy.

What insurance policies do I need?

Your local Elders Insurance agent can help you find the right policy for your needs. Call us on 13 56 22 or find your local Elders Insurance agent here.

How do I find out what my policy covers?

Please refer to your PDS and policy wording. One will be sent to you when you take out your policy. It covers the terms, conditions and exclusions that apply. If you have any questions regarding your cover, please call your local Elders Insurance agent.

Can I receive my policy documentation via email?

Yes. Please let your local Elders Insurance agent know this is your preference and they will update your policy to send all future documentation to your email.

Does it cost more to pay monthly?

No, there are no extra fees or charges when you pay by monthly instalments.

Can I pay a higher excess to reduce my premium?

Yes. Please call your local Elders Insurance agent to discuss.

Is there a fee or surcharge for credit card payments?

We don’t charge any fees or a surcharge to pay by Visa or Mastercard.

You can elect to receive your insurance policy documents by email, no need to wait for the post to arrive, receive your policy documents straight to you inbox. Should you wish to receive your insurance policy documents via email please, simply fill out your details and submit a request to go paperless. Click here to submit.

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